What services do we offer?

Here at CBE Surveying Services Ltd we offer a range of detailed inspections and reports for your house buying needs, from valuation reports to full scale structural assessments.

Here is a list we have put together of the different products that we currently have to offer, to suit your individual needs and circumstances:

  • Valuation Report
  • Home Condition Report
  • RICs Homebuyer Report
  • Building/Structural Survey
  • Specific assessments (on request).

 

Which report do I need?

When buying your home you want to make sure that you have made the right decision, so you seek advice.

Deciding which report you need depends on the level of detail required. For example, a relatively modern 1 bedroom flat will require a less detailed report than a 100 year old 6 bedroom house.  To help you decide please read through the detailed descriptions of each report below or contact us direct.

Valuations

Mortgage Valuation


When you apply for a mortgage, the lender will  often require a valuation for mortgage lending purposes only. This is to make sure that the property is worth the value which you are proposing to buy it for and that it is suitable security for their lending purposes. It should not be relied upon and often states very little if anything about the property you propose to purchase. For example, a 3 bedroom mid-terraced house in average condition etc. The Council of Mortgage Lenders and the RICS strongly recommend purchasers to instruct a more extensive survey.


How long do the surveys take?

A valuation may take anywhere between 20 minutes to an hour to inspect and 1-3 working days to produce (both dependent upon property size). The cost of the report will depend on the type and purchase price of the property.

Home Condition Report

Home Condition Report

The Home Condition Report will show you the actual condition of the property, so that you can make a more informed decision upon whether you purchase the property or on the possible offer you make. It will also help you avoid any unexpected costs once you do eventually move in. It will highlight any defects and rate the urgency from low key maintenance issues to urgent repairs. This will give you a general overview of the property. It shares a similar format to the Homebuyer Report but provides less detail generally.  

How long do the surveys take?

The Home Condition Report may take anywhere between 1-2 hours to inspect and 3-5 working days to produce (both dependent upon property size). The cost of the report will depend on the type and purchase price of the property.

Homebuyer Report

Homebuyer Report/Homebuyers Survey (HSV or HB)

This survey is done to a precise format set out by the RICS. The format includes all major sections of the property that are clearly visible to the surveyor. The aim of this survey is to provide a snapshot of what the overall condition of the property is and to identify which areas are in need of further tests or more specific investigation, rather than detailing every aspect of the property.

This type of survey is generally suitable for  the more conventional property in reasonable condition, built within the last 100 years and under 2000 square feet. It is cheaper than a building survey but less involved and generally not suitable for unusual properties such as, ones that are particularly old/dilapidated, or if there are planned renovations.

Some of the main reporting details of the HSV/HB include:

  • The general condition of the property and assessing from major and minor faults.
  • Assessing and reporting damp in the walls/woodwork including woodworm or rot.
  • Assessing the condition/presence of the damp-proofing, insulation and drainage (although drainage will not be specifically tested).
  • Providing an estimated cost for rebuilding. This is usually for building insurance purposes.
  • Recommendations for any further surveys and investigations that may need to be performed on specialist areas, before the contracts should be exchanged.
  • Providing a valuation based on the surveyor's expertise and experience of the property on the open market.

How long do the surveys take?

A Homebuyer Report may take anywhere between 1.5 hours to 4 hours to inspect and 3-5 working days to produce (both dependent upon property size). The cost of the report will depend on the type and purchase price of the property.


Building Survey

Building Survey

This report is a detailed and comprehensive report. It is the most thorough available and each one may take several hours or longer to complete. The survey will examine all accessible parts of the property and if you wish to have more specific areas looked at, this type of survey may prove better suited. It is generally the recommended choice for properties predating 1850, in poor/dilapidated condition and/or unconventional.

The Building Survey is suitable for all types of property, whether they are listed, unusual or old, whether you wish to perform renovation work or whether the property has already been extended. This means that this survey is the preferred choice for all buildings which cannot be adequately covered by a HSV/HB (largely because it is more expensive). The price of the survey will vary according to size, condition, location and the approximate value of the property. The report does not include a valuation but the surveyor can include one upon request. 

The main details of the Building Survey will include:

  • All major and minor faults found within the property and the implications.
  • Testing for dampness of the walls and results for these tests.
  • Testing of all woodwork for damp and woodworm and the results of these tests.
  • Investigation into the condition of the damp-proofing, insulation and drainage (although the drains will not actually be tested).
  • Technical information about how the property was constructed and all the materials which were used in the process.
  • Information about the location of the property.
  • Proposals for any further special inspections and subsequent work which may need to be done to the property.

How long do the surveys take?

The Building Survey will take anywhere between 3-8 hours (dependent upon property size) to inspect and can take anywhere between 5-10 working days to produce (again dependent upon property size). The cost of the report will depend on the size and purchase price of the property.

 

Other Specific Assessments (On Request)

There are other types of survey which you may wish to have carried out before you buy a property and sometimes the type you need to have performed may be more specific i.e. a damp report or may be dictated to you by your mortgage supplier. If you cannot decide which type of survey is right for you or whether you need a more specialist report, please contact us to talk to a RICS member for more detailed advice. The surveys are completely objective and independent and their aim is to help you make an informed decision about your purchase.
Survey Summary Table

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